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Mahindra & Mahindra19 MayBusinessHigh confidence

Mahindra & Mahindra and DBS Bank Launch India's First Sustainability-Linked Dealer Financing Program

Key figure

2026

Figure 2

2070

Figure 3

2024

What Happened

Mahindra & Mahindra and DBS Bank India have signed an MoU to launch a sustainability-linked dealer financing program, the first such initiative in India's automotive sector. The program offers favorable interest rates on vehicle loans to authorized dealers that meet ESG criteria, including monitoring greenhouse gas emissions, water consumption, renewable energy use, rainwater harvesting, waste management, and EV charging availability. Dealers are ranked based on their performance on these parameters, with commercial benefits tied to progress and sales targets.

ESG Parameters in the Program
  • Monitoring of greenhouse gas emissions and water consumption
  • Renewable energy use and rainwater harvesting
  • Responsible waste management
  • Public EV charging facilities
  • Number of eSUVs sold
The launch of our sustainability-linked dealer financing programme with DBS Bank India comes as India stands at a critical juncture in its sustainability journey.
Nalinikanth Gollagunta, Chief Executive Officer – Automotive Division, Mahindra & Mahindra Ltd.

The initiative aligns with Mahindra's broader decarbonization push and with India's more rigorous NDC targets under the Paris Agreement to achieve net-zero by 2070. DBS Bank India, recognized for sustainable finance, worked with Mahindra to design the metrics.

Why this matters

This program incentivizes dealers to reduce their environmental impact, helping Mahindra cut Scope 3 emissions and support India's net-zero goals, while also promoting EV sales.

Terms in This Story

ESG
Environmental, Social, and Governance criteria used to evaluate a company's sustainability and ethical impact.
Scope 3 emissions
Indirect greenhouse gas emissions that occur in a company's value chain, including suppliers and customers.
NDC
Nationally Determined Contribution, a country's climate action plan under the Paris Agreement.
DJSI
Dow Jones Sustainability Index, a benchmark for companies with strong environmental, social, and governance practices.
Read Original: Mahindra & Mahindra